Free retirement savings calculator with inflation adjustment, Social Security estimates, and PDF export. Make informed decisions about your retirement with our comprehensive planning tools.
Planning for retirement? Our pre-retirement calculator helps you determine how much you need to save. Enter your current age, retirement age, savings, and monthly contributions to see detailed year-by-year projections. Features include inflation adjustment, expected investment returns, and Social Security benefit estimates.
Already retired or approaching retirement? Use our spending calculator to determine sustainable withdrawal rates. Based on the proven 4% rule and modern retirement research, calculate how much you can safely spend each month while ensuring your savings last throughout retirement.
Want to enjoy every dollar you've saved? Our humorous "Spend It All" calculator determines exactly how much you can spend monthly to deplete your savings by a target age. Perfect for those who believe in living life to the fullest and leaving nothing behind. Calculate your maximum monthly spending to reach exactly $0 at your chosen end date.
Start by entering your current age and desired retirement age. Add your current savings balance and how much you plan to contribute monthly. Adjust the expected return rate based on your investment strategy. The calculator instantly shows your projected retirement savings with detailed breakdowns of contributions versus investment growth.
This calculator provides estimates for educational purposes only and should not be considered financial advice. Actual investment returns, inflation rates, and market conditions will vary. Results are based on assumptions and may not reflect your actual financial situation. Please consult with a qualified financial advisor before making investment decisions.
"Simple, straightforward retirement calculator that actually works without asking for my email."
- Verified User
"Finally a free tool that includes Social Security estimates. Very helpful for planning."
- Retirement Planner
"The PDF export feature is great for sharing projections with my financial advisor."
- Happy User
RetireCalc.pro respects your privacy. All calculations are performed locally in your web browser. We do not collect, store, or transmit any personal financial information you enter into our calculators. Your data remains completely private and is never shared with third parties. We use minimal analytics only to improve user experience.
By using RetireCalc.pro, you acknowledge that this tool provides educational estimates only and does not constitute financial, investment, tax, or legal advice. You agree to consult with qualified professionals before making financial decisions. RetireCalc.pro is provided "as is" without warranties of any kind. Use of this calculator is at your own risk.
RetireCalc.pro was created to help everyday people plan for retirement without the confusion of complex financial tools. Our mission is to provide free, easy-to-use retirement calculators that give you clear insights into your financial future.
Built by a team passionate about financial literacy, we believe everyone deserves access to quality retirement planning tools. Whether you're just starting to save or already enjoying retirement, our calculators help you make informed decisions about your money.
We're committed to keeping RetireCalc.pro 100% free, with no hidden fees or required sign-ups. Your financial data stays private in your browser - we never collect or store your personal information.
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We typically respond to inquiries within 1-2 business days. For urgent financial matters, please consult a qualified financial advisor.